Summit Insurance Group - Insuring Lexington and All of Kentucky

Established in 2017, Summit Insurance Group offers property and casualty insurance, primarily auto, home, business, and life insurance, as well as life insurance. Family-owned and operated, we strive to give exceptional service to all our clients while personalizing insurance policies to suit their needs.

Principal agent Stephen Terrell is a knowledgeable professional with many years of insurance experience. Stephen says, “I love helping people and take the responsibility of protecting your family’s future seriously.”

Stop by our office or call us (859) 475-5982 and let us take care of all your insurance needs because you’re part of the family.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Stephen Terrell
Stephen Terrell
Agency Owner
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Recent News & Updates

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Planning Your Driving Route For Maximum Efficiency

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...

Does Auto Insurance Cover Vandalism?

When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover that someone’s destroyed your vehicle with their own two hands? Unlike a car crash, vandalism is no accident — it’s an intentional act. The goal could have been to steal something from your back seat. Or maybe it was...